How to Stay Safe From Online Scams (Without Getting Paranoid)

ByPritam Bisht

Introduction:

Scams are smarter, trickier, and more convincing than ever.
From fake job offers to phishing emails, it’s easy to get trapped—unless you know the red flags.
Here’s how to stay safe and sane in the digital world.

1. Know the Most Common Scam Types

  • Phishing: Fake emails or sites asking for login details
  • Fake Jobs: Too good to be true gigs, usually via WhatsApp or LinkedIn
  • Impersonation: Scammers pretending to be your bank or even a family member

If it feels off—it probably is.

2. Never Share OTPs, Passwords, or Bank Details

No real company will ever ask you:

  • For OTPs over the phone
  • To click links in random DMs
  • To “verify” by logging in from a link

Banks don’t use WhatsApp. Remember that.

3. Use Strong Authentication & Email Hygiene

  • Turn on 2FA for all accounts
  • Don’t reuse passwords
  • Use separate emails for shopping vs. work

Pro tip: Gmail’s spam filter is good—but still double check sender IDs.

4. Google Before You Trust

Get an unknown call or offer?

  • Google the number
  • Check if others have flagged it
  • Search the company’s real website before clicking

90% of scams can be avoided by just pausing and checking.

5. Report Suspicious Stuff

  • Use platforms like Cyber Crime Portal (India), FTC (US)
  • Mark as spam or report fake profiles
    You may save someone else too.

Final Thought:

Being smart is better than being scared.
Trust your gut. Double-check links. And talk to someone before panicking.
Online safety isn’t about fear—it’s about awareness.